.hc-refi {
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Liberation Sans", sans-serif;
  color: #111827;
}

.hc-refi * { box-sizing: border-box; }

.hc-refi__hero {
  background: linear-gradient(90deg, #ff7a00 0%, #ffb400 100%);
  border-radius: 14px 14px 0 0;
  padding: 26px 18px;
  text-align: center;
}

.hc-refi__hero-title {
  font-weight: 800;
  font-size: 34px;
  line-height: 1.05;
  color: #fff;
  letter-spacing: -0.5px;
}

.hc-refi__hero-subtitle {
  margin-top: 6px;
  font-weight: 700;
  font-size: 18px;
  color: #fff;
  opacity: 0.95;
}

.hc-refi__hero-desc {
  margin-top: 10px;
  font-size: 13px;
  color: #fff;
  opacity: 0.92;
}

.hc-refi__body {
  background: transparent;
  padding: 26px 14px 30px;
  border-radius: 0 0 14px 14px;
}

.hc-refi__panel {
  max-width: 100%;
  margin: 0 auto;
  background: transparent;
    border: 1px solid #4C4C58;
    border-radius: 50px;
    padding: 50px;

}

.hc-refi__h2 {
  margin: 0 0 18px;
  font-size: 22px;
  font-weight: 800;
  color: white;
}

.hc-refi__h2--center {
  text-align: center;
  margin-bottom: 22px;
}

.hc-refi__h3 {
  margin: 0 0 12px;
  font-size: 18px;
  font-weight: 800;
    color: white;
}

.hc-refi__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 16px;
}

@media (max-width: 820px) {
  .hc-refi__grid { grid-template-columns: 1fr; }
}

.hc-refi__field label {
  display: block;
  font-size: 12px;
  font-weight: 700;
  color: white;
  margin-bottom: 6px;
}

.hc-refi__muted { font-weight: 600; color: #878794; }

.hc-refi__field--wide {
  grid-column: 1 / -1;
}

.hc-refi__input-group {
  display: flex;
  align-items: stretch;
  border: 1px solid #e5e7eb;
  border-radius: 30px;
  overflow: hidden;
  background: #fff;
}

.hc-refi__input-group--small {
  width: 180px;
  max-width: 45vw;
}

.hc-refi__input {
    padding: 20px !important;
    border-radius: 30px !important;
    outline: none;
    border: 0px;
    border: 1px solid white !important;
    display: flex;
    font-size: 15px !important;
    line-height: 17px !important;
    color: black !important;
    font-weight: bold !important;
    width: 100%;

  
}

.hc-refi__suffix {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0 12px;
  min-width: 56px;
  background: white;
  color: #969696;
font-size: 14px;
    line-height: 17px;
    font-weight: bold;
  border-left: 1px solid #e5e7eb;
}
.hc-refi__slider-row .hc-refi__suffix{
  min-width: 80px;
}
.hc-refi__hint {
  margin-top: 6px;
  font-size: 12px;
  color: #878794;
}

.hc-refi__divider {
  height: 1px;
  background: #eef2f7;
  margin: 18px 0 18px;
}

.hc-refi__options {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-bottom: 14px;
}

@media (max-width: 980px) {
  .hc-refi__options { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .hc-refi__options { grid-template-columns: 1fr; }
}

.hc-refi__opt {
  border: 1px solid #4c4c58;
  background: transparent;
  border-radius: 12px;
  padding: 14px 12px;
  text-align: center;
  cursor: pointer;
  transition: 120ms ease;

}

.hc-refi__opt:hover {
  transform: translateY(-1px);
  border-color: white;
}

.hc-refi__opt.is-active {
  border-color: white;
  background: #fff3e8;
}

.hc-refi__opt-ico {
  font-size: 22px;
  margin-bottom: 10px;
}
.hc-refi__opt-svg{
  margin-bottom: 10px;
}
.hc-refi__opt-svg svg{
  width: 30px;
  height: auto;
  flex: 0 0 30px;
  fill: white;
  transition: all 0.2s;
}
.hc-refi__opt.is-active .hc-refi__opt-svg svg{
  fill: black;
}

.hc-refi__opt-title {
  font-weight: 900;
  font-size: 14px;
  margin-bottom: 4px;
  color: white;
}
.hc-refi__opt.is-active .hc-refi__opt-title{
  color: black;
}
.hc-refi__opt-sub {
  font-size: 12px;
  color: #878794;
  font-weight: 700;
}

.hc-refi__controls { margin: 10px 0 14px; }

.hc-refi__control {
  border: 1px solid #eef2f7;
  border-radius: 12px;
  padding: 14px 14px;
  background: #fff;
}

.hc-refi__control + .hc-refi__control { margin-top: 12px; }

.hc-refi__control-title {
  font-weight: 800;
  font-size: 13px;
  color: #374151;
}

.hc-refi__slider-row {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 12px;
}

@media (max-width: 680px) {
  .hc-refi__slider-row { flex-direction: column; align-items: stretch; }
  .hc-refi__input-group--small { width: 100%; max-width: 100%; }
}

.hc-refi__range {
  width: 100%;
  accent-color: #ff7a00;
}


.hc-refi__control[data-control="newMonths"],
.hc-refi__control[data-control="targetPayment"] {
  border: 1px solid #4c4c58;
  border-radius: 24px;
  padding: 20px;
  background: transparent;
}

.hc-refi__control[data-control="newMonths"] .hc-refi__control-title,
.hc-refi__control[data-control="targetPayment"] .hc-refi__control-title {
  color: white;
  font-size: 15px;
  line-height: 18px;
  font-weight: 800;
}

.hc-refi__control[data-control="newMonths"] .hc-refi__slider-row,
.hc-refi__control[data-control="targetPayment"] .hc-refi__slider-row {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-top: 16px;
}

.hc-refi__control[data-control="newMonths"] .hc-refi__range,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 10px;
  background: transparent;
  cursor: pointer;
  margin: 0;
}

/* track - chrome / edge / safari */
.hc-refi__control[data-control="newMonths"] .hc-refi__range::-webkit-slider-runnable-track,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range::-webkit-slider-runnable-track {
  height: 10px;
  border-radius: 999px;
  background: #5b5b66;
  border: none;
}

/* thumb - chrome / edge / safari */
.hc-refi__control[data-control="newMonths"] .hc-refi__range::-webkit-slider-thumb,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: #ffffff;
  border: 4px solid #111111;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
  margin-top: -8px;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.hc-refi__control[data-control="newMonths"] .hc-refi__range:hover::-webkit-slider-thumb,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range:hover::-webkit-slider-thumb {
  transform: scale(1.06);
}

.hc-refi__control[data-control="newMonths"] .hc-refi__range:active::-webkit-slider-thumb,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range:active::-webkit-slider-thumb {
  transform: scale(1.12);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.32);
}

/* firefox track */
.hc-refi__control[data-control="newMonths"] .hc-refi__range::-moz-range-track,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range::-moz-range-track {
  height: 10px;
  border-radius: 999px;
  background: #5b5b66;
  border: none;
}

/* firefox progress */
.hc-refi__control[data-control="newMonths"] .hc-refi__range::-moz-range-progress,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range::-moz-range-progress {
  height: 10px;
  border-radius: 999px;
  background: #ffffff;
}

/* firefox thumb */
.hc-refi__control[data-control="newMonths"] .hc-refi__range::-moz-range-thumb,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range::-moz-range-thumb {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: #ffffff;
  border: 4px solid #111111;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.hc-refi__control[data-control="newMonths"] .hc-refi__range:hover::-moz-range-thumb,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range:hover::-moz-range-thumb {
  transform: scale(1.06);
}

.hc-refi__control[data-control="newMonths"] .hc-refi__range:active::-moz-range-thumb,
.hc-refi__control[data-control="targetPayment"] .hc-refi__range:active::-moz-range-thumb {
  transform: scale(1.12);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.32);
}

.hc-refi__control[data-control="newMonths"] .hc-refi__input-group--small,
.hc-refi__control[data-control="targetPayment"] .hc-refi__input-group--small {
  width: 220px;
  min-width: 220px;
}

.hc-refi__control[data-control="targetPayment"] .hc-refi__hint,
.hc-refi__control[data-control="newMonths"] .hc-refi__hint {
  margin-top: 12px;
  color: #b8b8c2;
  font-size: 12px;
  line-height: 1.45;
}

@media (max-width: 680px) {
  .hc-refi__control[data-control="newMonths"] .hc-refi__slider-row,
  .hc-refi__control[data-control="targetPayment"] .hc-refi__slider-row {
    flex-direction: column;
    align-items: stretch;
  }

  .hc-refi__control[data-control="newMonths"] .hc-refi__input-group--small,
  .hc-refi__control[data-control="targetPayment"] .hc-refi__input-group--small {
    width: 100%;
    min-width: 100%;
  }
}

.hc-refi__note {
  margin-top: 10px;
  padding: 10px 12px;
  border-radius: 10px;
  font-size: 12px;
  font-weight: 700;
}

.hc-refi__note--warn {
  background: #fff1f2;
  color: #b91c1c;
  border: 1px solid #fecdd3;
}

.hc-refi__radio-box {
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 14px;
  padding: 14px;
  background: rgba(255, 255, 255, 0.06);
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 10px;
}

.hc-refi__radio-title {
  font-weight: 800;
  font-size: 13px;
  color: #fff;
  margin-right: 8px;
  min-width: 180px;
}

.hc-refi__radio-group {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.hc-refi__radio {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 13px;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.04);
  border-radius: 999px;
  padding: 9px 14px;
  cursor: pointer;
  transition: border-color 0.18s ease, background-color 0.18s ease, box-shadow 0.18s ease;
}

.hc-refi__radio:hover {
  border-color: rgba(255, 255, 255, 0.5);
  background: rgba(255, 255, 255, 0.09);
}

.hc-refi__radio input {
  position: absolute;
  opacity: 0;
  width: 1px;
  height: 1px;
  pointer-events: none;
}

.hc-refi__radio-control {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  border: 2px solid rgba(255, 255, 255, 0.7);
  position: relative;
  flex: 0 0 16px;
  transition: border-color 0.18s ease;
}

.hc-refi__radio-control::after {
  content: "";
  position: absolute;
  inset: 3px;
  border-radius: 50%;
  background: #58B2F4;
  transform: scale(0);
  transition: transform 0.18s ease;
}

.hc-refi__radio input:checked + .hc-refi__radio-control {
  border-color: #58B2F4;
}

.hc-refi__radio input:checked + .hc-refi__radio-control::after {
  transform: scale(1);
}

.hc-refi__radio input:checked ~ .hc-refi__radio-label {
  color: #fff;
}

.hc-refi__radio input:checked ~ .hc-refi__radio-control,
.hc-refi__radio:has(input:checked) {
  box-shadow: 0 0 0 3px #58b3f40c;
  border-color: #58B2F4;
  background-color: #58b3f40c;
}

.hc-refi__radio input:focus-visible + .hc-refi__radio-control {
  outline: 2px solid #58B2F4;
  outline-offset: 2px;
}

@supports not selector(:has(*)) {
  .hc-refi__radio input:checked ~ .hc-refi__radio-label {
    font-weight: 800;
  }
}

.hc-refi__btn {
  width: 100%;
  border: none;

  margin-top: 16px;
  background: white;
  color: #fff;
  cursor: pointer;
  transition: 120ms ease;
  color: black;

      padding: 15px 30px;
    font-size: 13px;
    line-height: 18px;
    font-weight: 800;
    border-radius: 25px;
}

.hc-refi__btn:hover { filter: brightness(0.98);  }

.hc-refi__btn--ghost {
  background: #fff;
  color: #111827;
  border: 1px solid #e5e7eb;
  text-transform: uppercase;
}

.hc-refi__btn--ghost:hover { background: #f9fafb; }

.hc-refi__replay-details {
  margin: 0 0 22px;
}

.hc-refi__footnote {
  margin-top: 16px;
  font-size: 12px;
  color: #878794;
  line-height: 1.5;
}

.hc-refi__cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-bottom: 14px;
}

@media (max-width: 1240px) {
  .hc-refi__cards { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 980px) {
  .hc-refi__cards { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .hc-refi__cards { grid-template-columns: 1fr; }
}

.hc-refi__card {
  border: 1px solid #eef2f7;
  border-radius: 14px;
  padding: 14px 14px;
  background: #fff;
  box-shadow: 0 10px 25px rgba(17, 24, 39, 0.05);
  text-align: center;

  display: flex;
  flex-direction: column;
  justify-content: center;
}

.hc-refi__card--primary {
  background: transparent;
  border: none;
  color: #fff;
  border: 1px solid white;
}

.hc-refi__card-kicker {
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.6px;
  opacity: 0.9;
}

.hc-refi__card-value {
  font-size: 26px;
  font-weight: bold;
  margin-top: 6px;
}

.hc-refi__card-delta {
  margin-top: 6px;
  font-size: 12px;
  font-weight: 900;
  opacity: 0.95;
}

.hc-refi__card-value--accent {
  color: black;
}

.hc-refi__card--primary .hc-refi__card-value--accent {
  color: #fff;
}

.hc-refi__summary {
  border: 1px solid #eef2f7;
  border-radius: 14px;
  padding: 10px 14px;
  background: #fff;
  margin-bottom: 12px;
}

.hc-refi__summary-row {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 0;
  border-bottom: 1px solid #eef2f7;
  font-size: 14px;
  color: #374151;
}

.hc-refi__summary-row:last-child { border-bottom: none; }

.hc-refi__alert {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 14px;
  border-radius: 14px;
  border: 1px solid #fecdd3;
  background: #fff1f2;
  color: #b91c1c;
  margin-bottom: 14px;
}

.hc-refi__alert-text { font-size: 13px; font-weight: 800; line-height: 1.35; }

.hc-refi__lead-form {
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 24px;
  padding: 20px;
  margin: 18px 0 12px;
  background: rgba(255, 255, 255, 0.06);
}

.hc-refi__lead-title {
  margin: 0 0 14px;
  color: #fff;
  font-size: 18px;
  line-height: 1.25;
  font-weight: 900;
}

.hc-refi__lead-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-bottom: 14px;
}

.hc-refi__lead-form .hc-refi__input {
  min-height: 58px;
}

.hc-refi__consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: #fff;
  font-size: 12px;
  line-height: 1.45;
  margin-top: 10px;
  cursor: pointer;
}

.hc-refi__consent input {
  width: 17px;
  height: 17px;
  margin-top: 1px;
  flex: 0 0 17px;
  accent-color: #58B2F4;
}

.hc-refi__lead-message {
  min-height: 20px;
  margin-top: 12px;
  font-size: 13px;
  line-height: 1.35;
  font-weight: 800;
}

.hc-refi__lead-message.is-success {
  color: #9ff5c2;
}

.hc-refi__lead-message.is-error {
  color: #fecaca;
}

.hc-refi__lead-form.is-submitted .hc-refi__lead-grid,
.hc-refi__lead-form.is-submitted .hc-refi__consent,
.hc-refi__lead-form.is-submitted [data-action="submitLead"] {
  display: none;
}

.hc-refi__btn:disabled {
  opacity: 0.65;
  cursor: wait;
}

@media (max-width: 860px) {
  .hc-refi__lead-grid {
    grid-template-columns: 1fr;
  }
}

/* Refinements introduced in 1.1.0. */
.hc-refi {
  font-family: inherit;
}

.hc-refi [hidden] {
  display: none !important;
}

.hc-refi__panel {
  max-width: 1180px;
  border-color: rgba(255, 255, 255, 0.24);
  border-radius: 36px;
  padding: 42px;
}

.hc-refi__h2,
.hc-refi__h3,
.hc-refi__radio-title,
.hc-refi__lead-title {
  letter-spacing: -0.01em;
}

.hc-refi__choice-section {
  min-width: 0;
  margin: 0;
  padding: 0;
  border: 0;
}

.hc-refi__choice-section > legend {
  padding: 0;
}

.hc-refi__options,
.hc-refi__options--basic,
.hc-refi__options--advanced {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-bottom: 0;
}

.hc-refi__opt {
  min-height: 102px;
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  grid-template-rows: auto auto;
  align-content: center;
  column-gap: 14px;
  row-gap: 4px;
  padding: 18px;
  text-align: left;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.035);
  box-shadow: none;
  transition: border-color 0.18s ease, background-color 0.18s ease, transform 0.18s ease, box-shadow 0.18s ease;
}

.hc-refi__opt:hover {
  border-color: rgba(88, 178, 244, 0.72);
  background: rgba(88, 178, 244, 0.075);
}

.hc-refi__opt.is-active,
.hc-refi__opt.is-active:hover {
  color: #fff;
  border-color: #58b2f4;
  background: rgba(88, 178, 244, 0.14);
  box-shadow: 0 0 0 3px rgba(88, 178, 244, 0.1);
}

.hc-refi__opt-svg {
  grid-column: 1;
  grid-row: 1 / span 2;
  width: 44px;
  height: 44px;
  margin: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 13px;
  background: rgba(255, 255, 255, 0.08);
}

.hc-refi__opt-svg svg {
  width: 22px;
  max-height: 24px;
  fill: rgba(255, 255, 255, 0.82);
}

.hc-refi__opt.is-active .hc-refi__opt-svg {
  background: rgba(88, 178, 244, 0.18);
}

.hc-refi__opt.is-active .hc-refi__opt-svg svg {
  fill: #58b2f4;
}

.hc-refi__opt-title,
.hc-refi__opt.is-active .hc-refi__opt-title {
  grid-column: 2;
  grid-row: 1;
  margin: 0;
  color: #fff;
  font-size: 13px;
  line-height: 1.3;
  letter-spacing: 0.01em;
}

.hc-refi__opt-sub {
  grid-column: 2;
  grid-row: 2;
  font-size: 11px;
  line-height: 1.35;
  color: #9c9ca8;
}

.hc-refi__opt.is-active .hc-refi__opt-sub {
  color: #c7e6fc;
}

.hc-refi__opt--advanced {
  display: none;
}

.hc-refi__advanced .hc-refi__opt--advanced {
  display: grid;
}

.hc-refi__advanced-toggle {
  width: fit-content;
  max-width: 100%;
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 14px 0 0;
  color: #fff;
  font-size: 12px;
  line-height: 1.3;
  font-weight: 800;
  cursor: pointer;
}

.hc-refi__advanced-toggle input {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
  white-space: nowrap;
}

.hc-refi__advanced-control {
  position: relative;
  width: 38px;
  height: 22px;
  flex: 0 0 38px;
  border: 1px solid rgba(255, 255, 255, 0.38);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  transition: background-color 0.18s ease, border-color 0.18s ease;
}

.hc-refi__advanced-control::after {
  content: "";
  position: absolute;
  top: 3px;
  left: 3px;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: #fff;
  transition: transform 0.18s ease;
}

.hc-refi__advanced-toggle input:checked + .hc-refi__advanced-control {
  border-color: #58b2f4;
  background: #58b2f4;
}

.hc-refi__advanced-toggle input:checked + .hc-refi__advanced-control::after {
  transform: translateX(16px);
  background: #02021e;
}

.hc-refi__advanced-toggle input:focus-visible + .hc-refi__advanced-control {
  outline: 3px solid rgba(88, 178, 244, 0.45);
  outline-offset: 3px;
}

.hc-refi__advanced {
  margin-top: 14px;
  padding: 16px;
  border: 1px solid rgba(88, 178, 244, 0.22);
  border-radius: 20px;
  background: rgba(88, 178, 244, 0.055);
}

.hc-refi__advanced-label {
  margin-bottom: 10px;
  color: #9c9ca8;
  font-size: 10px;
  line-height: 1.3;
  font-weight: 900;
  letter-spacing: 0.08em;
}

.hc-refi__controls {
  margin-top: 14px;
}

.hc-refi__radio-box {
  padding: 10px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.035);
}

.hc-refi__radio-title {
  min-width: 210px;
  font-size: 12px;
}

.hc-refi__radio-group {
  flex: 1;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.hc-refi__radio {
  min-height: 42px;
  justify-content: center;
  border-radius: 12px;
}

.hc-refi__radio.is-disabled {
  opacity: 0.42;
  cursor: not-allowed;
}

.hc-refi__note--warn {
  margin-top: 10px;
  padding: 10px 12px;
  border-color: rgba(88, 178, 244, 0.32);
  border-radius: 12px;
  background: rgba(88, 178, 244, 0.1);
  color: #d8efff;
}

.hc-refi__form-message {
  margin-top: 12px;
  padding: 11px 13px;
  border: 1px solid #fecaca;
  border-radius: 12px;
  background: #fff1f2;
  color: #9f1239;
  font-size: 12px;
  line-height: 1.45;
  font-weight: 800;
}

.hc-refi__btn {
  min-height: 48px;
  background: #58b2f4;
  color: #02021e;
  transition: transform 0.18s ease, background-color 0.18s ease, border-color 0.18s ease, filter 0.18s ease;
}

.hc-refi__btn:hover {
  filter: none;
  background: #7ac4fa;
  transform: translateY(-1px);
}

.hc-refi__btn:focus-visible,
.hc-refi__opt:focus-visible,
.hc-refi__radio:focus-within {
  outline: 3px solid rgba(88, 178, 244, 0.45);
  outline-offset: 3px;
}

.hc-refi__cards {
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 12px;
}

.hc-refi__card {
  min-height: 126px;
  border-color: rgba(255, 255, 255, 0.13);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: none;
}

.hc-refi__card--primary {
  border-color: rgba(88, 178, 244, 0.72);
  background: rgba(88, 178, 244, 0.13);
}

.hc-refi__summary {
  border-radius: 18px;
}

.hc-refi__alert {
  border-radius: 14px;
}

.hc-refi__lead-form {
  margin-top: 16px;
}

.hc-refi__btn--submit {
  width: auto;
  max-width: 100%;
  min-height: 46px;
  margin: 18px auto 0;
  display: block;
  padding: 13px 24px;
  background: #187044;
  color: #fff;
}

.hc-refi__btn--submit:hover {
  background: #105b36;
}

.hc-refi__btn--ghost,
.hc-refi__btn--back {
  width: auto;
  max-width: 100%;
  min-height: 42px;
  display: block;
  margin: 14px auto 0;
  padding: 10px 20px;
  border-color: rgba(255, 255, 255, 0.34);
  background: transparent;
  color: #fff;
}

.hc-refi__btn--ghost:hover,
.hc-refi__btn--back:hover {
  border-color: rgba(255, 255, 255, 0.65);
  background: rgba(255, 255, 255, 0.08);
}

.hc-refi__replay-details {
  margin: 0 auto 20px;
}

@media (max-width: 820px) {
  .hc-refi__panel {
    padding: 28px;
    border-radius: 28px;
  }

  .hc-refi__radio-box {
    align-items: stretch;
    flex-direction: column;
  }

  .hc-refi__radio-title {
    min-width: 0;
  }
}

@media (max-width: 560px) {
  .hc-refi__body {
    padding: 12px 8px 20px;
  }

  .hc-refi__panel {
    padding: 20px 18px;
    border-radius: 24px;
  }

  .hc-refi__h2 {
    font-size: 20px;
  }

  .hc-refi__options,
  .hc-refi__options--basic,
  .hc-refi__options--advanced {
    grid-template-columns: 1fr;
  }

  .hc-refi__opt {
    min-height: 88px;
    padding: 14px;
  }

  .hc-refi__input {
    min-width: 0;
    padding: 16px !important;
  }

  .hc-refi__suffix {
    min-width: 54px;
    padding: 0 9px;
  }

  .hc-refi__input-group--small {
    width: 150px;
    max-width: 42vw;
  }

  .hc-refi__slider-row {
    gap: 10px;
  }

  .hc-refi__radio-group {
    grid-template-columns: 1fr 1fr;
    gap: 7px;
  }

  .hc-refi__radio {
    padding: 9px 8px;
    font-size: 11px;
  }

  .hc-refi__cards {
    grid-template-columns: 1fr;
  }

  .hc-refi__summary-row {
    align-items: flex-start;
    font-size: 13px;
  }

  .hc-refi__lead-form {
    padding: 16px;
    border-radius: 20px;
  }

  .hc-refi__btn--submit,
  .hc-refi__btn--back {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .hc-refi *,
  .hc-refi *::before,
  .hc-refi *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}

/* Visual alignment with the overpayment calculator in 1.1.2. */
.hc-refi,
.hc-refi__body {
  width: 100%;
}

.hc-refi__body {
  padding: 0;
}

.hc-refi__panel {
  width: 100%;
  max-width: none;
  padding: 50px;
  border: 1px solid #4c4c58;
  border-radius: 50px;
  background: transparent;
}

.hc-refi__panel--form > .hc-refi__h2 {
  margin-bottom: 42px;
  text-align: center;
}

.hc-refi__h2,
.hc-refi__h3,
.hc-refi__field label,
.hc-refi__radio-title,
.hc-refi__lead-title {
  color: #fff;
}

.hc-refi__divider {
  height: 1px;
  margin: 32px 0;
  background: #4c4c58;
}

.hc-refi__hint,
.hc-refi__footnote,
.hc-refi__muted,
.hc-refi__opt-sub,
.hc-refi__advanced-label {
  color: #9c9ca8;
}

.hc-refi__opt {
  overflow: hidden;
  border: 0;
  background-clip: border-box;
  background: rgba(255, 255, 255, 0.06);
}

.hc-refi__opt:hover {
  border: 0;
  background: rgba(255, 255, 255, 0.1);
}

.hc-refi__opt.is-active,
.hc-refi__opt.is-active:hover {
  border: 0;
  background-color: #20335f;
  background-image: linear-gradient(110deg, #20335f 0%, #260f55 100%);
  background-repeat: no-repeat;
  background-size: 100% 100%;
  box-shadow: none;
}

.hc-refi__alert--subtle {
  padding: 2px 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  color: #a4a4af;
  margin: 8px 0 14px;
}

.hc-refi__alert--subtle .hc-refi__alert-text {
  font-size: 12px;
  font-weight: 500;
  line-height: 1.5;
}

.hc-refi__opt-svg,
.hc-refi__opt.is-active .hc-refi__opt-svg {
  background: rgba(255, 255, 255, 0.09);
}

.hc-refi__opt.is-active .hc-refi__opt-svg svg {
  fill: #fff;
}

.hc-refi__advanced-toggle {
  margin-top: 18px;
}

.hc-refi__advanced-control {
  width: 28px;
  height: 28px;
  flex-basis: 28px;
  border-color: #4c4c58;
  border-radius: 8px;
  background: transparent;
}

.hc-refi__advanced-control::after {
  top: 7px;
  left: 6px;
  width: 13px;
  height: 7px;
  border-radius: 0;
  border-left: 2px solid #02021e;
  border-bottom: 2px solid #02021e;
  background: transparent;
  opacity: 0;
  transform: rotate(-45deg);
}

.hc-refi__advanced-toggle input:checked + .hc-refi__advanced-control {
  border-color: #fff;
  background: #fff;
}

.hc-refi__advanced-toggle input:checked + .hc-refi__advanced-control::after {
  opacity: 1;
  transform: rotate(-45deg);
  background: transparent;
}

.hc-refi__advanced {
  margin-top: 20px;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
}

.hc-refi__advanced-label {
  margin-bottom: 12px;
}

.hc-refi__control[data-control="newMonths"],
.hc-refi__control[data-control="targetPayment"] {
  border: 0;
  background: rgba(255, 255, 255, 0.06);
}

.hc-refi__radio-box {
  margin-top: 24px;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
}

.hc-refi__radio {
  border: 0;
  background: rgba(255, 255, 255, 0.07);
}

.hc-refi__radio:hover {
  border-color: transparent;
  background: rgba(255, 255, 255, 0.12);
}

.hc-refi__radio:has(input:checked) {
  border-color: transparent;
  background: #fff;
  box-shadow: none;
}

.hc-refi__radio input:checked ~ .hc-refi__radio-label {
  color: #02021e;
}

.hc-refi__radio input:checked + .hc-refi__radio-control {
  border-color: #6154cc;
}

.hc-refi__radio-control::after {
  background: #6154cc;
}

.hc-refi__btn:not(.hc-refi__btn--submit):not(.hc-refi__btn--back):not(.hc-refi__btn--ghost) {
  background: #fff;
  color: #02021e;
}

.hc-refi__btn:not(.hc-refi__btn--submit):not(.hc-refi__btn--back):not(.hc-refi__btn--ghost):hover {
  background: #f0f0f3;
}

.hc-refi__cards {
  gap: 16px;
}

.hc-refi__card,
.hc-refi__card--primary {
  border: 0;
  background: rgba(255, 255, 255, 0.07);
  color: #fff;
}

.hc-refi__card-value--accent,
.hc-refi__card--primary .hc-refi__card-value--accent {
  color: #fff;
}

.hc-refi__summary {
  margin: 22px 0 0;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
}

.hc-refi__summary-row {
  border-bottom-color: #4c4c58;
  color: #fff;
}

.hc-refi__lead-form {
  margin: 28px 0 12px;
  padding: 28px 0 0;
  border: 0;
  border-top: 1px solid #4c4c58;
  border-radius: 0;
  background: transparent;
}

@media (max-width: 820px) {
  .hc-refi__panel {
    padding: 36px 30px;
    border-radius: 40px;
  }

  .hc-refi__panel--form > .hc-refi__h2 {
    margin-bottom: 30px;
  }
}

@media (max-width: 560px) {
  .hc-refi__body {
    padding: 0;
  }

  .hc-refi__panel {
    padding: 28px 24px;
    border-radius: 30px;
  }

  .hc-refi__divider {
    margin: 26px 0;
  }

  .hc-refi__radio-box {
    margin-top: 22px;
  }

  .hc-refi__lead-form {
    margin-top: 24px;
    padding-top: 24px;
  }
}